Insurance | Personal Lines | Identity Recovery Insurance
Your identity can be stolen in a blink of an eye, with our Identity Recovery Insurance you can have peace of mind knowing that if someone steals your identity — or your money — help is just a phone call away.
Find Out What's Covered
For victims of identity theft, restoring their name and good credit can be a confusing, time-consuming process often requiring significant out-of-pocket expenses. Victims have the burden of demonstrating to the merchant or financial institution that the charges were fraudulent.
It can take weeks, months or even a year to fix the problem. On average, victims of identity fraud spend 60 hours and hundreds or thousands of dollars to correct the problem.
But for a low annual fee, ERIE can help take back what’s yours.
Expenses covered with ERIE’s coverage include costs for:
- lost wages up to $5,000 in total;
- re-filing applications for loans, grants or other credit instruments;
- certain legal fees, including the expenses for defending any civil suit brought against the insured by a creditor or collection agency or for removing any civil judgment wrongfully entered against the insured as a result of the stolen identity;
- notarizing affidavits or other similar documents;
- miscellaneous expenses up to $1,000;
- ordering credit reports, and postage, phone, and shipping fees related to identity theft and fraud;
- actual costs for supervision of children, elderly or infirm relatives or dependents of an insured during time reasonably and necessarily taken away from such supervision.
Identity Theft Frequently Asked Questions
Tips on How to Protect Your Indentity |
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