Insurance | Commercial Lines | Workers Compensation
If your employees are injured on the job or develops an employment-related illness, they are most likely eligible to collect workers' compensation. As an employer, the law requires that you provide some way of assuring benefits to these workers.
Our Worker Compensation and Employers Liability programs provide coverage to comply with the workers compensation law of your state and loss control services to mitigate or prevent work-related accidents.
Compensation Coverages
The Workers Compensation and Employers Liability program provides coverage to comply with the responsibilities imposed upon an employer by the Workers Compensation Law of your state.
Workers Compensation
Workers Compensation insurance provides coverage for injury or disease sustained by your employee arising in the course and the scope of their employment, regardless of negligence on your part.
Employers Liability
Employers Liability insurance provides necessary protection in the event you negligently cause a work-related employee injury that is not covered by the workers compensation system.
Other States' Coverage
Other States' coverage automatically provides temporary Workers Compensation and Employers Liability coverage for your new operations performed in states other than Nevada, North Dakota, Ohio, Washington, West Virginia and Wyoming.
Claims Settlement
Payment for medical services and compensation for temporary or permanent disability are made promptly as they become due.
Defense Costs
You will be defended in any suits brought against you as a result of employee injury. This protection will be provided even if the allegations against your business are not true.
Loss Control Services
Loss control is an integral part of providing quality service. Our trained loss control consultants can help your business identify potential causes of injury before they occur. This may possibly result in reduced losses that could help your business save on Workers Compensation costs. Our loss control consultants can also assist you in developing a comprehensive safety program that is tailored to meet the needs of your particular business. This service is free of cost to our Policyholders and is available upon your request.
Additional Loss Control Services
- Safety Posters and Handouts
- Cost Reduction Programs
- Fleet Safety Programs
- Hearing Conservation Programs
- Occupational Health
- Loss Control Program Evaluation
- Industrial Safety Programs
- Safety Training
- Machine Guarding
- Proper Lifting
- Housekeeping
- Material Handling
Contact us for more details.
|
